If you have sex with a siamese twin, is it considered a threesome?
If, once you file Chapter 7 bankruptcy, it comes to light that you no longer qualify to receive the Homestead Exemption,it may be possible for you to do a Chapter 13 filing on top of your mortgage. Depending on your particular situation, you may in fact want to completely switch the type of claim you’re filing. Switching over to a Chapter 13 from a Chapter 7 is a smart play in some instances.
Banish the word “shame” from your vocabulary before you file for bankruptcy. Feelings of low self-worth, shame and guilt are common for those who have come to the point where bankruptcy is their only option. These feelings, however, are of no benefit to anyone, and they can be detrimental to your mental health. The best way of dealing with bankruptcy is to keep a positive attitude during this time of financial upset.
Whatever leads you to bankruptcy is a sad tale, but that need not mean that’s the only story to tell for the rest of your life. The main purpose is to give yourself a fresh, new start in life. Read on for how to make the bankruptcy process be a rebirth instead of financial Armageddon.
Keep up with your attorney and what he is doing with your bankruptcy. It is your right to know what’s happening, and you should feel comfortable calling to consult your lawyer as needed. It is not impossible for a busy firm to make mistakes occasionally. While some may believe otherwise, lawyers are as human as the rest of us.
A good personal bankruptcy tip is to always be prepared in case your filing for bankruptcy will be denied. If you’re prepared beforehand, you can easily anticipate what may happen if you are denied, like having a car get repossessed or a home being foreclosed.
Instead of getting your lawyer from the yellow pages or on the Internet, try your hardest to find one with a personal recommendation. There are a number of companies who may take advantage of your situation, so always work with someone that is trustworthy. Do not abandon hope. If you file for bankruptcy, you might be able to reclaim certain property that has been repossessed, such as your car, electronics or jewelry. If you have any property in repossession that was taken less than three months before filing for bankruptcy, then there are good odds that you can get your property back. Speak with a lawyer that will provide you with guidance for the entire thing. You should keep in mind that in the long run, bankruptcy can have a more positive impact on your credit score than continually missing payments towards your debt. While the bankruptcy will appear on your credit report for the next decade, you can start repairing your damaged credit right away. Among the advantages of bankruptcy is that of a clean slate.
Look at bankruptcy as a chance to mature and take responsibility for your personal finances. Going through bankruptcy can cause you to lose a lot of self-esteem. Do not let these negative feelings influence your decision. Focusing on the positive during this stressful time is a good strategy for coping with your ordeal.
Leave a Reply
You must be logged in to post a comment.